When Credit Is Safer Than Debit (Consumerist)

Because US law protects you much better when you’re using borrowed money instead of cash, some situations might call for a credit card and some a debit.

• Select “credit” over “debit” when using your card at checkout. Besides the whole stealing your PIN thing, it’s an “authorization hold” vs. instant money snag.
• Don’t make important purchases by debit.
• Don’t use debit for monthly recurring charges.

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